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Necessary documents for your Loan application
Generally, depending on the loan type, we'll require documents such as :
1. Identification Documents:
- Government-issued photo ID (e.g., driver's license, passport, or state ID card).
- Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN).
2. Proof of Income:
- Recent pay stubs showing year-to-date earnings.
- W-2 forms or income tax returns (usually for self-employed borrowers or those with variable income).
- Bank statements showing regular income deposits.
- Proof of other sources of income (e.g., rental income, alimony, or investment income).
3. Employment Verification:
- Contact information of current employer.
- Employment verification letter or recent employment contract.
4. Credit History and Score:
- Authorization to pull credit report.
5. Debt Obligations:
- List of current debts (e.g., credit cards, loans, mortgages).
- Monthly payments for existing debts.
6. Proof of Address:
- Recent utility bills (e.g., water, electricity, or gas bills).
- Rental agreement or mortgage statement.
7. Financial Assets:
- Bank statements for checking, savings, or investment accounts.
- Documentation for other assets (e.g., real estate, vehicles, or retirement accounts).
8. Collateral (if applicable):
- Documentation for collateral being used to secure the loan (e.g., vehicle title, real estate deed).
9. Personal References:
- Contact information for five (5) personal references who can vouch for the borrower's character or financial stability.
10. Other Legal Documents:
- Any additional document(s) we later on require, such as a co-signer agreement or power of attorney etc.
Our easy loan process
Find The Right Loan
Start by completing the online application and submit necessary documents on the application portal.
Submit Required Documents
Your documents and application will be reviewed quickly by our committed staff. We'll get in touch with you by email if we need any clarifications or more information.
Get Your Funds
After your application is approved, funds are deposited in your Loan Account where you can make transfers to your Personal Account.
This won't affect your credit score
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