Our Terms of Service

Quick Stock Loans is committed to offering specialized financing solutions to our clients. As a trustworthy loan agency operating under New York state standards, we prioritize openness and ease in all of our services.

Our lending choices are tailored to meet a variety of financial demands. While loan eligibility is not guaranteed, we ensure that terms and limitations are clearly communicated so that you may make an informed decision.

Clients who qualify for our loans have access to various repayment schedules ranging from 36 to 60 months. Our attractive annual percentage rates (APRs) range from 8.5% to 27.5%, reflecting our commitment to fair and accessible lending.

In addition, we may charge an origination fee of up to 8% of the loan amount, which is withheld before disbursement. This cost, combined with your loan terms, sets your payback plan.

For example, consider a $15,000 loan with a 12% interest rate and a 5.5% origination charge. This would result in about 48 monthly payments of $365.75 and a final payment of $385.21, for an APR of 14.2%.

Our financing standards prioritize inclusivity, accepting applications from US citizens and permanent residents aged 21 and above. Each loan is thoroughly reviewed and approved based on the borrower's specific needs and financial history.

Ohio residents should be aware that loans must exceed $5,000 in accordance with state rules, demonstrating our commitment to compliance and fair lending standards.

Efficiency is a top priority at Quick Stock Loans. Clients who complete the loan procedure and sign agreements by 12:00 PM ET on business days may be eligible for same-day funding, subject to specific bank restrictions and processing times.

To have a better understanding of our services, please read our Terms of Service and Privacy Policies. California individuals can modify their privacy preferences with the California Financial Privacy Opt-Out Form.