Stock Loans

Contact us by email or message us on Whatsapp (520) 314-6250. You should complete the application forms and provide all supporting documents before applying.

Bank Stock Loan Application (PDF)

Bank Stock Loan Application - Individual (PDF)

Personal Cash Flow Statement (PDF)

Personal Financial Statement (PDF)

If you can not access any of the documents above, please contact us for assistance

The Borrower can be an Individual or a Bank Holding Company

Purchasing or funding the purchase of shares in a bank holding company or bank stock from a US financial institution.

When a person wants to buy stock in a bank holding company, Quick Stock Loans often lend up to 75% of the discounted book value of the stock or securities being pledged as collateral. The maximum amount of debt that can be owed to a bank holding company is often governed by regulations. Every loan is examined separately, case by case.

Our evaluation of the risk, asset quality, collateral, and borrower's ability to repay debts determines the interest rate. Options with variable and fixed rates are both possible. Origination costs could be incurred.

The application is sent directly to Quick Stock Loans.

We respond to a loan request when we receive the following information:

• Resumes or narratives detailing the business's management experience and education.
• A copy of the proposed buy-sell agreement, as well as any applicable purchase terms.
• List of the business's stockholders and, if appropriate, all of the business's holding company stockholders, with names, addresses, and percentages of ownership for each.
• Personal financial statements of loan guarantors.
• When the regulatory application and regulatory concurrence are available, please provide a copy.
• Financial statements for the holding company and subsidiary bank(s), as applicable.
• The most recent daily bank statement for the business.
• A copy of the most recent independent audit or report for the Board of Directors.
• Projected financial statements for the relevant subsidiary business(es) and holding company.
• Other documents and information that we may judge necessary.

Proper and sufficient collateral are necessary. As a general rule, a borrower must secure the debt by pledging the stock of the company being acquired or financed. In the case of a holding company, pledging both the holding company shares and the business stock is required. Most cases require a minimum of 51% of outstanding stock, but this can vary depending on the circumstances.

Quick Stock Loans may require that the debt be cross-collateralized with any other connected debt to which Quick Stock Loans, the borrower, or any related business is a party. Additional collateral may be required based on the borrower's strength. Personal guarantees may be requested.

Repayment period may be up to 15 years. Principal and interest payments are generally required no less than annually.